Insurance technology, built by operators

Startup speed. Regulatory discipline.

Insurance now has to build like a startup, and most MGAs, insurtechs, and brokerages don't have the product and engineering talent to do it. We do. We've built insurance businesses from zero and we're still building them, with NolteOS making cost, impact, and timing predictable.

Founder to founder. The first 30 days are pay if satisfied.

Since 2006Building products and companies
Zero to Series AOdie, an MGA built from scratch
50 statesBordereaux at bind time
Proven in insurance

We've built insurance businesses. We still do.

A new MGA needs a partner who has been here before. This is where we've been.

Odie pet insurance platform
insurance

Odie · Pet insurance MGA

A digital pet insurance MGA built from zero to Series A under live carrier requirements. Policy admin, rating, and quote-bind-issue across B2B2C and D2C, carrier integrations, and 50-state bordereaux at bind time.

3 yearsPartnership
View Case Study →
Entity network of carriers, agencies, and producers
insurance

Confidential InsurTech · Insurance distribution

Agent and agency onboarding, entity-relationship mapping, license compliance, and document workflow automation for insurance distribution.

6 monthsPartnership
View Case Study →

“I feel so lucky to work with this brilliant team of people. They can build anything and do so beautifully and on time.”

Dr. Joshua Turnbull
Dr. Joshua TurnbullCEO at Breeze
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NolteOS

Cost, impact, and timing. Measured, not promised.

Every delivery runs through NolteOS, the system we built over 20 years to take guesswork out of building software.

Timing

Every delivery is forecast before work starts, against 20 years of delivery data, and ships in 3 to 5 day cycles. You plan around the date, not hope for it.

Cost

One fixed price per delivery. You know what the roadmap costs before you commit to it, and you pay for what ships.

Impact

Every delivery is specified with the business objective it serves and the observable impact it should move, with a link to where that impact is measured.

NolteOS grades every delivery against the same standard. When it finds a gap, we fix the gap, not the score.

Regulatory discipline

Built for the exam, not just the launch.

Carriers, regulators, and capacity providers will ask how your systems make decisions and who approved them. We build that answer in from the first delivery, not after the first exam.

Three ways in. One standard.

New and growing MGAs

You secured capacity. You don't have a product team.

We are the team that has built an MGA stack before, from rating and quote-bind-issue to bordereaux, and we treat your underwriting data as the asset it is.

Your carrier will answer Exhibit B Q4 with your evidence. Check your readiness.

Funded insurtechs

The raise priced a roadmap and your senior bench is thin.

We ship that roadmap on forecast, without your engineers learning ACORD and rating logic on your burn.

Your buyers are about to send you a vendor schedule. Here's what's in it.

Brokerages going digital

Your AMS runs the back office and nothing else.

We build the digital experience on top of the systems you already run, so you compete like a digital native.

Where a service bot stops being harmless. The workflow map.

AI is how we work. Governed like everything else.

Our delivery is Claude-native. It is held to the same evidence standard as every delivery. AI recommends, accountable people decide, and the record shows which was which.

Twenty years of building startups. Now, insurance.

Nolte started in 2006 building products for founders. We've raised and built companies of our own. Then we built an MGA from zero and saw what insurance was missing: the ability to build like a startup without breaking the rules it lives by. That is now the only thing we do.

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Founders & Leadership
Jeffrey NolteJeffrey Nolte Managing DirectorTwenty years building startups, and an MGA built from zero to Series A. Splits time between New York and Mexico City.
Yanna Lopes
Yanna Lopes Head of ProductsLegal background turned product leader. Leads insurance product delivery and holds the line on quality.

We're not yes people

The people in the room have built and scaled companies in regulated industries. We built a full insurance MGA stack from zero, under live carrier requirements and 50-state obligations, with our own money on the line. When we tell you something won't clear a filing or won't hold up in production, it's because we have been the operator who learned it the hard way.

We challenge the roadmap. We flag the regulatory risk. We say no when a build can't ship safely on schedule. A dev shop takes the brief and bills the hours. We protect the bet: the filing window, the raise it was priced on, the book you are trying to win.

Start here

30 days. Pay only if you're satisfied.

Book a call and tell us what you're building. A senior operator comes back within one business day with a point of view and a plan. We confirm it, commit to the deliveries, and start. For the first 30 days, you pay only if you're satisfied with what we ship.

  1. 1

    Book a call.

    Founder to founder, no pitch.

  2. 2

    We commit.

    Nolte confirms the plan and commits to the deliveries, scope, and timing.

  3. 3

    You decide.

    For the first 30 days, you pay only if you're satisfied. Satisfied, you pay and the IP is yours. Not satisfied, you pay nothing and the work stays with us.

  • One fixed price per delivery, forecast up front.
  • The first 30 days are pay if satisfied.
  • A senior operator on the work, never an SDR.
Book Consultation →Satisfied, the IP is yours. Not satisfied, you pay nothing.